Budgeting prototype

[sublime78ska at comcast.net]

snip . . .
> Certainly I am not offerring to code a lick of anything.  So if you
> have willing and able coders and you all agree on something go for
> it.  I am not here to pull the discussion down or shout nasties.  This
> just happens to be what I do professionally for a day job so thought I
> would interject some real world experience.
> 
> - -Derek Neighbors

I don't do this professionally, but this is how I do it for my personal
finances.      I also don't mean to "pull the discussion down or shout nasties"
- I'm just speaking up to say how I do it.

Phil