Looking for a cash tool
Robert Kesterson
robertk at robertk.com
Wed Nov 26 12:57:00 EST 2008
On Wed, 26 Nov 2008 10:46:04 -0600, JimR <kd1yv at arrl.net> wrote:
>
> ... Think of my requirements as a simplistic
> checkbook register, much the same as what gnucash already provides.
> However, it would not be history, it would always be looking from
> "today" into the future. It would also allow for simple deletion of
> items already past. I would also be able to simply enter the "actual
> opening balance" each week.
> For example, this week I might have
> date item dr cr bal
> 11/26 opening balance 99.50
> 11/27 groceries 50.00 49.50
> 11/28 pay 1000.00 1049.50
> 11/28 to savings 275.00 774.50
> 12/02 mortgage 750.00 24.50
> 12/15 gift 19.00 5.50
> Next week, I would come in and correct the balance to actual, remove
> items already past, and readjust for the future
> date item dr cr bal
> 12/05 opening balance 19.95
> 12/05 casino winnings 2500.00 2519.95
> 12/05 to savings 1500.00 1019.95
> 12/15 gift 1000.00 19.95
> Does that explain it more clearly?
It sounds like you're doing "envelope budgeting". It would take a little
setup, and wouldn't be exactly like you envision, but you could do it. If
I were doing it, I'd want several cash accounts, one for each category.
On payday, I'd enter several transactions to move funds to those cash
accounts. Then I'd enter transactions against those accounts to pay for
the things I bought through the week (either individually or as a single
total), which would automatically update the balances.
As for projecting expenses into the future, you can already enter
transactions with a future date, and you can change the amounts of those
transactions later to match actual expenses. There's no need to delete
past transactions (you could if you wanted to, but you'd need to enter
adjusting transactions, since those amounts would need to be accounted for
in the balances).
--
Robert Kesterson
robertk at robertk.com
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