pending vs. cleared transactions

[Ulrike Fischer]

Am Sun, 13 Sep 2009 13:29:13 -0500 schrieb T. Howell-Cintron:

> The problem is that these transactions can take days to clear, and I'm
> afraid that's going to affect my ability to budget and track expenses
> appropriately.  Say I'm at the end of a cycle and I've just purchased a
> slew of groceries.  These should rightfully fall under this month's
> budget, but by the time they clear it will already be next month.
> 
> My question is this: do I enter transactions as soon as I'm aware of
> them (ie, enter receipts immediately), dated accordingly, and then
> reconcile them later once they've cleared at Chase?  Or should I just
> wait for them to clear and then enter them in GnuCash?

You could do both by using an intermediary account "Waiting for
cashing":

When you purchases someting add a transaction 
food account - waiting account with the current date, and then
import the QFX as "bank account - waiting account"-transactions. 


 
-- 
Ulrike Fischer