health savings account

[Eric Morey]

On Thu, 2011-10-27 at 10:27 -0700, David T. wrote:
> My understanding of HSA/FSA accounts is that you the contributor agree
>  at the start of the year that you are going to pay a certain dollar
>  amount into the account, which you expect to use during that year for
>  qualifying expenses. On each paycheck then, you are automatically
>  charged for a portion of the amount you committed to pay. Unless you
>  have some life-changing (defined by the IRS) event, you still have to
>  pay this amount over the year. Even though it hasn't been taken yet,
>  it will be. Therefore, you are liable for the amount you said you were
>  going to pay. To me, that's a liability.
> 

Interesting. Would you treat a rent or lease contract the same?