Budget questions. (wordy)
Thomas Bushnell BSG
tb at becket.net
Wed Nov 9 03:04:32 EST 2005
Andrew Sackville-West <andrew at farwestbilliards.com> writes:
> Not to jump in the middle but I think you guys are trying to compare
> apple to cars. I don't think it really matters how a person developed a
> liability (car loan, mortgage, CC, whatever), what does matter from a
> Personal Budgeting standpoint is how you can afford to pay that sucker
> down.
What is going on here is that there are simply two different kinds of
budgeting: expense budgeting, and cash budgeting.
Any decent budgeting system would do both.
I'm only a poor graduate student, and I do my annual budgeting with a
gnumeric spreadsheet, and I certainly do both.
Thomas
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