Accounting Howto Question

[Scott Robinson]

I have been trying to figure how to best track my medical bills, in 
such a way as to reconcile my accounts with the various statements I 
get. Here is a typical example. I go to the medical clinic for a doctor 
visit. The clinic charges me for the visit, and submits a claim to my 
health insurance company. There is usually a negotiated discount 
applied against the charge. Then the health insurance company pays the 
clinic the remaining amount, less my co-payment. To add some amounts to 
this description:

1. Clinic charges $100.00, and submits claim to health insurance 
company.
2. A $10.00 negotiated discount is applied towards the charge.
3. Health insurance company pays $75.00 to the clinic.
4. I pay $15.00 to clinic.


TIA,
scott