[Fwd: Re: 401K and Employer Contribution Part 2]
T. Cabugao
tycabugao at earthlink.net
Tue Mar 9 22:41:07 CST 2004
Forwarding so I can elaborate on the course that I decided to take....
-------- Original Message --------
Subject: Re: 401K and Employer Contribution Part 2
Date: Mon, 08 Mar 2004 20:50:22 -0600
From: Dale Alspach <alspach at math.okstate.edu>
To: T. Cabugao <tycabugao at earthlink.net>
You could create separate subaccount trees for the vested and unvested
portions.
401k
vested fund1
fund2
unvested fund1
fund2
As portions become vested you could transfer them across.
Instead of using an equity account you may want to use a tax-deferred
income account or two (vested and unvested). This will have some effect on
the default profit and loss reports which you may find undesirable. On the
other hand this gives you a "total compensation" picture of your income.
Dale Alspach
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