Scheduled transaction problem
Ian Merrithew
ian.merrithew at ieee.org
Fri Apr 25 16:46:26 EDT 2008
I've got a scheduled transaction that has seemingly stopped computing
properly, it's my car payment. Here is the template:
Ian's Chequing Credit pmt( 0.05900 / 12 : 60.00 : 21989.69 : 0 : 0 )
Loan - Principal Debit ppmt( 0.05900 / 12 : i : 60.00 : 21989.69 : 0 : 0 )
Loan - Interest Debit ipmt( 0.05900 / 12 : i : 60.00 : 21989.69 : 0 : 0 )
So that looks right. But here's what's happened in the principal register:
Payment #1 315.98
Payment #2 317.54
Payment #3 319.10
Payment #4 320.67
Payment #5 320.67 (should be 322.24)
Payment #6 320.67 (should be 323.83)
etc.
I'm up to 6 principal payments in a row of 320.67, with the corresponding
interest figure.
Any ideas why the calculation seems to be stuck on payment #4?
--
Ian Merrithew - ADM Systems Engineering
ian.merrithew at ieee.org
"If a man does not make new acquaintances as he advances through life, he will
soon find himself alone. A man should keep his friendships in constant
repair."
Samuel Johnson
English author, critic, & lexicographer (1709 - 1784)
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