Online banking setup

[David Reiser]

On Nov 18, 2009, at 10:46 AM, BPG wrote:

> I've asked this so many times (sort of).
> 
> I'm trying to set up Discover Card (credit card) for downloading into
> Gnucash.
> 
> I was successful last week (when I wasn't really thinking HOW to do it).
> 
> Now it doesn't work at all.
> 
> I suppose (not that I know for sure) the problem has something to do with
> Aqbanking.exe
> 
> Surely there has to be someone that knows how to set this stuff up!
> 
> Yes, I know I can download transactions directly into Gnu after getting them
> from Discover's website.  However, this is the year 2009- that method is
> stone age.

Unfortunately, the stone age is coming back in bank downloads in open source. The banking oversight folks in the U.S. decreed that banks must use multifactor authentication for online access to customer's bank records. Intuit has taken the opportunity to make proprietary the login phase of transaction connections. Just last weekend Chase, under the guise of "enhancing Chase Online," disabled their old servers that did ofx directconnect. Now, Quicken connects to Chase through an Intuit intermediary, using authentication that does not match prior login procedures and is not completely discernable from ofx logs available in quicken.

I'd be willing to bet that within two years it will be either Quicken connections or webpage downloads only for U.S. banks (including credit cards).

> 
> 
> I'm using Gnu 2.2.9
> System Windows XP
> 
> 
> Oh, by the way- I found out that Gnucash portable is much faster than 2.2.9
> 

Dave
--
David Reiser
dbreiser at earthlink.net