[GNC] New User-Chase Bank Problems

[Fross, Michael]

Hello,

I remember spending a lot of time to get it to work with my Chase Freedom
card.  There were 2 things that needed be done.  #1, create a UUID and #2,
go onto the website after you try it and give access.

Summary:
1. Generated a Version 4 UUID here:
a. https://www.uuidgenerator.net/version4
2. Entered it in my user settings ClientUID field in the aqbanking wizard -
without the dashes
3. Changed the Header version to 103 (was 102)
4. Connect and instant success!  Transactions and balance downloaded with
no error messages in log.
Go to your Chase Secure message box and allow the connection

Thanks to Dave Reiser for figuring it out...I basically followed his
instructions.  If you'd like me to paste the entire email let me know.  I
saved it along with my summary above.

Michael

On Sat, Dec 15, 2018 at 7:32 PM David Reiser via gnucash-user <
gnucash-user at gnucash.org> wrote:

>
> > On Dec 15, 2018, at 8:10 PM, Michael Mantei <mantei64 at gmail.com> wrote:
> >
> > I was a user of Quicken for as long as I can remember.  I'm now trying
> to get serious about my finances and recently installed GNUCash on my
> Windows 10 system. I simply installed the software, and built my entire
> account structure manually, to match exactly what I wanted it to be. Now I
> need to connect to my bank (Chase) and can't do it.
> >
> > I'm using the AQBanking Wizard and have setup a user account and it
> won't connect.  I started reading lots of messages here then created a new
> user.  This one has the User Name and User Id set to the same name I used
> with Quicken. I used an online app to generate a Client UID. I've selected
> JPMorqan Chase Bank as my bank and took the defaults on the Bank Settings
> page. For the Application Settings, I have an Application ID of "QWIN". The
> application version is set to 2700 and the header version is set to 103.
> When I try to retrieve the account list, this is what I get:
> >
> >
> > 14:06:57 Retrieving SSL certificate
> > 14:06:57 Connecting to server...
> > 14:06:57 Using GnuTLS default ciphers.
> > 14:06:57 TLS: SSL-Ciphers negotiated: TLS1.2:ECDHE-RSA-AES-256-GCM:AEAD
> > 14:06:57 Signer not found
> > 14:06:57 Certificate is not trusted
> > 14:06:57 Connected.
> > 14:06:57 Disconnected.
> > 14:06:57 Connection ok, certificate probably received
> > 14:06:57 Operation finished, you can now close this window.
> >
> > The OFX.log file shows this:
> >
> > Sending:
> > -------------------------------------
> > OFXHEADER:100
> > DATA:OFXSGML
> > VERSION:103
> > SECURITY:NONE
> > ENCODING:USASCII
> > CHARSET:1252
> > COMPRESSION:NONE
> > OLDFILEUID:NONE
> > NEWFILEUID:20181214144405.000
> >
> > <OFX><SIGNONMSGSRQV1><SONRQ><DTCLIENT>20181214144405.000<USERID>#NAME
> REMOVED#
> > <USERPASS>#PASSWORD REMOVED#
> > <LANGUAGE>ENG<FI><ORG>Chase
> Bank<FID>1601</FI><APPID>QWIN<APPVER>2200<CLIENTUID>4f67a05f-bb69-45a7-ab66-d1f52dc4ef71</SONRQ></SIGNONMSGSRQV1><SIGNUPMSGSRQV1><ACCTINFOTRNRQ><TRNUID>20181214144405.000<CLTCOOKIE>1<ACCTINFORQ><DTACCTUP>19691231</ACCTINFORQ></ACCTINFOTRNRQ></SIGNUPMSGSRQV1></OFX>
> >
> > -----
> >
> > Anyone have any ideas what I am doing wrong? Your help would be greatly
> appreciated.
> >
> > SciFiGeek
> >
>
> The ofx log says you set the APPVER to 2200 instead of 2700. That probably
> matters.
>
> Another thing is that you’re likely to have to do is log into the Chase
> web site, and check your secure messages for one that asks you if you were
> the one trying to sign in with a previously unknown app (as identified by
> the new unique CLIENTUID). Once you’ve followed the steps in the Chase
> message, you’ll be in better shape. If you have no message yet, there’s a
> possibility that the Chase system doesn’t think your software is capable
> anyway (APPVER too low). Change the APPVER, try Aqbanking again, and then
> check your account messages online again.
>
> I only have Chase credit cards. I don’t know if the procedure is different
> for checking and savings accounts. Chase does by default charge a fee for
> checking/savings access via OFXDirectConnect. But since you’ve connected
> before, I’m assuming that isn’t causing you problems.
>
> I also don’t know if Chase has changed the out-of-band verification steps
> since the first round two years ago. Good luck.
>
>
> --
> Dave Reiser
> dbreiser at icloud.com
>
>
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