[GNC] AQBanking OFX DirectConnect

Christopher Singley csingley at gmail.com
Wed Mar 18 16:38:55 EDT 2020


See the top post on this thread - John Ralls reporting that git only 
speaks OFXv2.  However many banks only speak OFXv1.

I can confirm that I can download from USAA by speaking OFXv1.0.2.

I can no longer speak OFXv2 to USAA; something has changed on their side.

Sorry John, no workaround yet.

On 3/18/20 3:30 PM, Chris Graves wrote:
> Here is what I was thinking were significant differences found in ofx.log.
> AQB5 vs git, which should be defaulting to OFX 1.
>
> AQB5:
> Sending:
> -------------------------------------
> OFXHEADER:100
> DATA:OFXSGML
> VERSION:102
> SECURITY:NONE
> ENCODING:USASCII
> CHARSET:1252
> COMPRESSION:NONE
> OLDFILEUID:NONE
> NEWFILEUID:20200318081757.000
>
> <OFX>...
>
> git:
> Sending:
> -------------------------------------
> <?xml version="1.0" encoding="utf-8" standalone="no"?>
> <?OFX OFXHEADER="200" VERSION="220" SECURITY="NONE" OLDFILEUID="NONE"?>
> <OFX>...
>
> On Wed, Mar 18, 2020 at 1:23 PM John Ralls <jralls at ceridwen.us 
> <mailto:jralls at ceridwen.us>> wrote:
>
>     That would be because they are XML syntax. OFX V2 is XML.
>
>     Regards,
>     John Ralls
>
>
>     > On Mar 18, 2020, at 1:15 PM, chris graves <mohavebaked at gmail.com
>     <mailto:mohavebaked at gmail.com>> wrote:
>     >
>     > Because I don't see them in the AQB5 ofx.log file and to me they
>     look like XML syntax.  Not being knowledgeable on the subject I
>     can't say for sure.  I thought at v1.6, the syntax was pure SMGL. 
>     But again, I don't know what I don't know.
>     >
>     >> On Mar 18, 2020, at 1:12 PM, John Ralls <jralls at ceridwen.us
>     <mailto:jralls at ceridwen.us>> wrote:
>     >>
>     >> And why were you thinking that?
>     >>
>     >> Regards,
>     >> John Ralls
>     >>
>     >>
>     >>> On Mar 18, 2020, at 1:05 PM, chris graves
>     <mohavebaked at gmail.com <mailto:mohavebaked at gmail.com>> wrote:
>     >>>
>     >>> I was thinking that it could be the first two lines of your
>     file below.
>     >>>
>     >>>> On Mar 18, 2020, at 12:40 PM, John Ralls <jralls at ceridwen.us
>     <mailto:jralls at ceridwen.us>> wrote:
>     >>>>
>     >>>>
>     >>>>
>     >>>>> On Mar 18, 2020, at 9:33 AM, Christopher Singley
>     <csingley at gmail.com <mailto:csingley at gmail.com>> wrote:
>     >>>>>
>     >>>>> You're sending VERSION="220", which USAA doesn't accept. 
>     You need to send VERSION="200" or VERSION="202".  Try that.
>     >>>>
>     >>>> No joy, I still get a 400 response, but it does occur to me
>     that it isn't necessarily an OFX issue, it could be that the HTTP
>     request itself is malformed.
>     >>>>
>     >>>> <?xml version="1.0" encoding="utf-8" standalone="no"?>
>     >>>> <?OFX OFXHEADER="200" VERSION="202" SECURITY="NONE"
>     OLDFILEUID="NONE"?>
>     >>>> <OFX>
>     >>>> <SIGNONMSGSRQV1>
>     >>>> <SONRQ>
>     >>>> <DTCLIENT>20200318122832</DTCLIENT>
>     >>>> <USERID>XXXXXXXX</USERID>
>     >>>> <USERPASS>XXXXXXXX</USERPASS>
>     >>>> <LANG>ENG</LANG>
>     >>>> <FI>
>     >>>> <ORG>USAA</ORG>
>     >>>> <FID>24591</FID>
>     >>>> </FI>
>     >>>> <APPID>QWIN</APPID>
>     >>>> <APPVER>2300</APPVER>
>     >>>> </SONRQ>
>     >>>> </SIGNONMSGSRQV1>
>     >>>> <CREDITCARDMSGSRQV1>
>     >>>> <CCSTMTTRNRQ>
>     >>>> <TRNUID>20200318122835</TRNUID>
>     >>>> <CCSTMTRQ>
>     >>>> <CCACCTFROM>
>     >>>> <BANKID>24591</BANKID>
>     >>>> <ACCTID>XXXXXXXXXX</ACCTID>
>     >>>> </CCACCTFROM>
>     >>>> <INCTRAN>
>     >>>> <DTSTART>20200310000000</DTSTART>
>     >>>> <DTEND>20200318000000</DTEND>
>     >>>> <INCLUDE>Y</INCLUDE>
>     >>>> </INCTRAN>
>     >>>> </CCSTMTRQ>
>     >>>> </CCSTMTTRNRQ>
>     >>>> </CREDITCARDMSGSRQV1>
>     >>>> </OFX>
>     >>>>
>     >>>> Regards,
>     >>>> John Ralls
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>     >>
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>


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