[GNC] Transaction Date issues during import OFX file (TD Bank)

[David Carlson]

I have kept copies of OFX exports from several FI's for my personal data
for several years.  I could make a few of them available for testing if
needed.  They are from several different US banks, credit union, or credit
card companies.

I quoted the October 16 2020 edition of the OFX standard in
https://bugs.gnucash.org/show_bug.cgi?id=798418 which surprisingly states
that the datetime elements that libofx uses are expressed in FI local time
rather than Universal time and the burden is on the client software to
determine dates in the user's perspective.

David Carlson