[GNC] Consolidated billing of two credit cards

Adrien Monteleone adrien.monteleone at lusfiber.net
Mon Jul 8 15:14:41 EDT 2024


I'm in the camp that would just use a single split transaction payment 
and leave the accounts as-is, if not for the very least, that the bank 
still treats them as separate accounts. They can change how they present 
the statement on a whim. (as they have clearly already done once)

I always attempt to model the real world in my accounting as closely as 
possible.

If it helps with reconciliation, you can put them under a placeholder 
parent account, and opt to include sub-accounts during reconciliation.

Regards,
Adrien

On 7/7/24 10:54 AM, rsbrux via gnucash-user wrote:
> I have two credit cards from the same bank, which were previously 
> handled completely separately and are therefor represented by separate 
> accounts in GnuCash.
> 
> Now the bank has consolidated the statements, but not completely.  There 
> is now a sinlge statement, but the charges and balance due are listed 
> and summed up separateky for each card.
> 
> However, the total due for both cards is now applied as a single charge 
> to my bank account. Because of the separate totals on the statement, it 
> is still convenient to reconcile the two credit card accounts separately.
> 
> However, this results in two separate charges to the GnuCash bank 
> account, which I then have to mentally add together to reconcile the 
> bank account.
> 
> This has led me to consider merging the two credit card accounts in 
> GnuCash.  How easy is this?  Will this really make things easier, or am 
> I better off sticking with the status quo?
> 
> Thanks in advance for any tips!



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