[GNC] Australian Banks and AqBANKING setup?

[David Cousens]

AFAIK no Australian Banks provide an OFX_Direct_Connect connection
except through selected software providers (MYOB, Xero  etc). I queried
the CBA about it several years ago and their response was that they
regarded OFX_Direct_Connect as a security risk unless the
authentication process was protected by an agreement between the bank
and the software provider and hard coded into the software, whatever
that means. My guess is that this gets down primarily to supplying an
appropriate fee to the bank for the right of your software to connect. 

Eg CBA website at present:
   Eligibility for Bank Feeds
   Here is what you’ll need to set up a bank feed:
   To be registered with NetBank or CommBiz. Below are the following
   accounting software packages which support bank feeds:
   
   If you use NetBank, you’ll need to be a customer with:
   
   Xero
   MYOB
   Intuit QuickBooks
   If you use CommBiz, you’ll need to be a customer with:
   
   Xero
   MYOB
   Intuit QuickBooks
   Reckon
   BGL
   Class Super
   
I made equiries about what would be required to make GnuCash eligible
but received no reply. I might try them again and see if I get a better
response.

David Cousens

On Tue, 2024-10-01 at 12:34 +1000, Megan Tilley wrote:
> Have any Australian bank users managed to set up AqBANKING for those
> banks?
> I'm thinking Westpac Bank, Commonwealth Bank, St George Bank,
> Macquarie
> Bank, Bendigo Bank, etc.
> 
> Now that I have my stocks set up, I'm looking into live bank feeds.
> 
> GnuCash is a bit light on with South Pacific financial institutions
> so I
> take it we can not use that option to get bank feeds into our GC
> installation.
> 
> Gnu-Cash Manual item
> 
>    - 8.5. Online Banking Setup Assistant has a pointer in
>    - Table 8.9. AqBanking Supported Protocols to
>    - a Wiki-table to banks in other countries [
>    https://wiki.gnucash.org/wiki/OFX_Direct_Connect_Bank_Settings]
> which is
>    shrouded in programming-speak.
> 
> I think this will remain a manual procedure to copy/paste transaction
> data
> or download regularly the CSV files.
> 
> Any thoughts?
> 
> 
> Thanks!
> 
> 
> Megan in Sydney
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