[GNC] How to setup a Scheduled Transaction for full current Credit Card Balance?

[sunfish62 at yahoo.com]

Which is the Reconcile/pay process I outlined originally and referenced below. 

@Tom: Given your description, I'm honestly unsure what this Quicken feature gives you that you can't get from GnuCash. As Kalpesh and I both noted, you can have GnuCash create a transaction for the current reconciled balance during reconciliation, and you can always see an account's current balance on the chart of account's or in a report (as suggested by another). You've attached to the idea of a "scheduled transaction" because that's what you know, but other solutions exist. 

⁣David T. ​

On Dec 2, 2025, 10:50 PM, at 10:50 PM, Kalpesh Patel <kalpesh.patel at usa.net> wrote:
>Wouldn't ticking 'Automatic Credit Card Payment' under 'Reconciling'
>option in 'Edit' --> 'Preference' --> 'Register' qualify as similar
>thing as Quicken's Bill Reminders which is triggered when reconciling
>the account? It fills in the amount, today's date, current credit card
>account and only thing needed is to select where the payment is coming
>from account.
>
>
>-----Original Message-----
>From: Tom Route36 <tom.route36 at gmail.com> 
>Sent: Tuesday, December 02, 2025 4:59 AM
>To: David T. <sunfish62 at yahoo.com>
>Cc: gnucash-user at gnucash.org
>Subject: Re: [GNC] How to setup a Scheduled Transaction for full
>current Credit Card Balance?
>
>Hi David,
>
>I just want to clarify how Quicken's Bill Reminders actually work. 
>Quicken doesn't PREDICT anything.  What it does is it sets the amount
>of each Reminder to be the CURRENT balance of each Credit Card account.
>The current balance is exactly that -- it's the balance of the
>transactions that have actually been ENTERED into the Credit Card
>account -- nothing more.  It doesn't predict future transactions that
>haven't yet been entered.
>
>When a user creates a Bill Reminder in Quicken, only three basic items
>are needed (although there are several other optional bells and
>whistles if a user wants them).  The three basic items are: [1] The
>PAYER account (e.g., Checking), [2] The PAYEE account (e.g., The Credit
>Card company), and [3] The payment DUE DATE.  That's it. Nothing more.
>
>When the user opens the PAYER account register, there's a list there of
>all upcoming Bill Reminders, typically (depending on user preference)
>for the next 7-10 days.  Each Reminder lists three key pieces of
>information: [A] The payment DUE DATE (same as item 3 above), [B] The
>PAYEE account (same as item 2 above), and [C] the CURRENT AMOUNT of the
>Payee account.  That item C here is exactly as described in my first
>paragraph above.  It's simply the current account balance of the Payee
>account, updated in real-time.  Nothing more.  And it's the key piece
>of information that's not available for Scheduled Transactions in
>GnuCash. Yes it's available when looking at the balances on the
>Accounts tab.  I know that.  But what's missing is that the current
>real-time account balance isn't available as a variable for the
>Scheduled Transactions.
>
>I understand that there are workarounds, and that the info is
>ultimately available.  But the Bill Reminders in Quicken are much more
>user-friendly and keep the amounts up-to-date in real time; whereas the
>amounts for Scheduled Transactions in GnuCash are static and don't show
>a true picture of what will be due to each payee as the due date
>approaches.
>
>I hope this helps clarify the Quicken vs. GnuCash differences here, as
>well as what I'd hope to see available someday in GnuCash.
>
>Tom
>
>
>On 12/2/2025 1:19 AM, David T. via gnucash-user wrote:
>> This was what I was proposing with the reconcile/pay process.
>>
>> Quicken apparently predicts how much money a user plans to spend and 
>> tells you what it thinks you are going to owe based on the scheduled 
>> (i.e., hypothetical) transaction. GnuCash, however, follows a more 
>> traditional accounting path and only tells you about transactions 
>> (past, present and future) that you have entered into the books.
>>
>> Personally, I don't need that Quicken-type of prediction; if I need
>to 
>> project my accounts in the future, I will create the necessary 
>> transactions (past, present and future) to allow me to adjudge the 
>> financial status. It might be in the OP's best interest to look at 
>> some of these other suggestions to achieve their goal, albeit in a 
>> different manner than Quicken's.
>>
>> On 12/2/2025 7:35 AM, Stan Brown (using GC 4.14) wrote:
>>> On 2025-12-01 18:00, Sherlock wrote:
>>>> The running balances in the account don't include scheduled 
>>>> transactions and the only known date of a balance on Accounts tab
>is 
>>>> today (present).
>>>>   So, No.  In my opinion, they don't suffice.
>>> But do they need to be _scheduled_ transactions? When my credit card
>
>>> statement comes in, I check it against my records, then enter a 
>>> transaction dated on the day the payment will be made, since I now 
>>> know the exact amounts. That keeps both my checking account and my 
>>> credit card account up to date for all past _and_ known future 
>>> transactions. So I can look at either account's register and see
>what 
>>> the balance will be on any desired date.
>>>
>>> Stan Brown
>>> Tehachapi, CA, USA
>>> https://BrownMath.com
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