[GNC] Transaction importing questions

[Sherlock]

Hi Niranjan,

You could implement a QFX file filter to be applied prior to import to 
resolve the issues you have raised:

1. Map the DTUSER field to the DTPOSTED field or remove the DTPOSTED 
field and the DTUSER field will be used.

2. Map the transactions to accounts for each card.


Generally, we enter our transactions prior to import.  When we import, 
we're matching existing transactions.  When an imported transaction 
doesn't match an existing transaction, sometimes it is because the 
financial institution used a new FITID for a previously imported 
transaction.  In this case, we duplicate the existing transaction. 
delete the original, and import again.  When we reconcile against a 
statement, the only expected issue we have is with transactions dated 
prior to the close that cleared after the statement closed.  These are 
usually easy to identify as they don't appear in the statement.


Regards,

Sherlock


On 11/15/25 4:19 PM, Niranjan Rao wrote:
> Greetings,
>
> GnuCash version : 5.5 On Ubuntu 24.04
> 
> Long time user, thank you for the great tool, finally decided to act on 
> the some of the challenges I face.
> 
> I'm wondering if there some options while importing qfx files that will 
> allow me to use less naughty words while reconciling the accounts. I 
> usually face two challenges while reconciling the accounts.
> 
> 
> 1. Transaction date vs posting date. Id a look at qfx file. It has two 
> fields DTPOSTED and DTUSER or according my credit card statement, 
> posting date and transaction date. For whatever reason, few transactions 
> get posted later, but statement is sorted by transaction dates. If 
> transaction gets posted later, it creates confusion, duplicate 
> transactions. Information seems to be there in qfx file, just wondering 
> if I can convince gnucash to use the transaction date from qfx file
> 
> 2. Like many married couples, we have a shared credit card account. We 
> have two credit cards his and hers. Statement lists the transactions by 
> credit card, like his expenses and then her expenses as two different 
> sections. However importing transactions orders by transaction dates. 
> This causes either duplicate transactions or other headaches.   There is 
> one bill for both transactions.  Imported file has an element called 
> CCACCTNO which might be helpful in this scenario. Since its shared 
> account, I get to export only one qfx file which has both account 
> entries. Can GnuCash add account number to transaction description or 
> import transactions in two different accounts - may be child accounts of 
> parent account and allow me to reconcile both accounts?
> 
> 
> Relevant transaction example from qfx file. Please note nine days 
> difference between two days and acctid field that I want to use if 
> possible while importing transactions.
> 
> <STMTTRN>
>      <TRNTYPE>DEBIT</TRNTYPE>
>      <DTPOSTED>20251027000000.000</DTPOSTED>
>      <DTUSER>20251018000000.000</DTUSER>
>      <TRNAMT>-33.65</TRNAMT>
>      <FITID>202510271135583</FITID>
>      <NAME>SQ *WOK A HOLIC</NAME>
>      <CCACCTTO>
>          <ACCTID><redacted></ACCTID>
>      </CCACCTTO>
>      <MEMO>SQ *WOK A HOLIC</MEMO>
> </STMTTRN>
> 
> 
> Regards,
> 
> Niranjan