[GNC] Dealing with the time delay between withdrawal and deposit

[Tom Route36]

Hi Louise,

I'm sure everyone here has their own philosophy on how to handle that 
question; but I'll just jump in with what I do personally.  For my 
checking account if I have a billing/destination account setup for 
AutoPay, I don't worry or care about the destination account date.  For 
me, I enter the transaction date as the date that funds are actually 
withdrawn from my checking account.

On the other hand, if it's a bill that I pay manually (i.e., not 
AutoPay), then I'll enter the transaction date as the date I make the 
payment to the billing/destination account.  In that case, I don't worry 
or care about the date that funds are withdrawn from my checking 
account.  For me, it's more important (in that case) to keep track of 
the date that I make the manual payment.

If there's a long delay (i.e., more than a day or two) between when the 
billing account receives the funds versus when the source account posts 
the withdrawal -- and if I think it's important to keep track of that -- 
then in the split details of the transaction, I'll make a note of the 
actual posting dates for both accounts.  For example, the billing 
account split will note that the posting date was 4/30/2026; but the 
checking account split will note that the posting date was 5/3/2026.  
But I only bother with that kind of detail if I feel that it's really 
important to know that.

Anyway, that's how I handle the date discrepancies.

Tom


On 5/3/2026 3:27 PM, Louise wrote:
> I would like to ask how you folks deal with the 5 - 7 days between 
> when a withdrawal is made, and the resulting transfer is deposited.
>
> It would be nice to have the withdrawal date and the deposit date 
> correct, but I see no way of making it happen.
>
> It is only a small thing, but if I could I would like to remove the 
> "confusion".
>
> Any thoughts?
>
> Louise
>
> _______________________________________________
> gnucash-user mailing list
> gnucash-user at gnucash.org
> To update your subscription preferences or to unsubscribe:
> https://lists.gnucash.org/mailman/listinfo/gnucash-user
> -----
> Please remember to CC this list on all your replies.
> You can do this by using Reply-To-List or Reply-All.