[GNC-dev] "Mortgage Repayment Druid"
david.carlson.417 at gmail.com
Wed Sep 16 12:52:58 EDT 2020
In release 2.6.19, which I am still using, it is found in the menu tree in
the location Christopher Lam described. The help manual section for
Account Tree > Actions > Scheduled Transactions > Mortgage & Loan
Repayment... refers to a section called Mortgage & Loan Repayment Assistant
which describes how it works. There used to be a reference to a section on
the website about using variables in scheduled transactions, but I cannot
find it today.
This tool works fine as far as it goes, to set up a traditional mortgage
repayment scheduled transaction following the calculation methods
traditionally used in the US. Unfortunately, it is not flexible enough to
handle modern calculations involving daily interest calculations,
prepayments, and other variations, but it can still be used to set up a
reasonably good estimated split between principal and interest with or
without escrow or insurance, but to keep an accurate running balance it is
usually necessary to manually adjust
each payment transaction in GnuCash when the payment is actually made to
reflect the actual values reported by the lender.
There have been many discussions over the years in the user maillist about
Many users, myself included, would appreciate work on improving this
On Wed, Sep 16, 2020 at 10:01 AM Christopher Lam <christopher.lck at gmail.com>
> I think it has been renamed to Actions > Scheduled Transactions > Mortgage
> & Loan Repayment...? Maybe it has hit a raw nerve with some wizards and
> On Wed, 16 Sep 2020 at 14:27, Dean Jagels <dpj-gcash at mhtsa.us> wrote:
> > There are a couple of old enhancement requests that refer to a "Mortgage
> > Repayment Druid." Is/was this a wizard of sorts? Does it still exist?
> > The House Mortgate How-To in the doc's makes no mention of such a thing.
> > Thanks,
> > Dean
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