Online Banking APPVER/APPID

[Dennis Muhlestein]

David Reiser wrote:
> 
> On Mar 9, 2009, at 11:51 PM, Dennis Muhlestein wrote:
> 
>> I got a notice from my bank saying I was using Quicken 2006 and they
>> were no longer going to support that.  Under expert settings in the OFX
>> setup, I added APPID: QWIN APPVER 1600 to mimic Quicken 2007.  Does
>> anybody know any other issues that might come up?  I'm assuming OFX is
>> OFX and if AqBanking supports OFX 102 then it ought to work regardless
>> of whether or not my bank knows if I'm using a "supported" app or not.
>>
>> -Dennis
> 
> 
> Their 'version unsupported' claim could just mean they are mimicking 
> Intuit's approach to disallow versions more than 2 years old. It could 
> also mean that they are going to insist that the ofx clients support 
> additional authentication (they claim it is multifactor authentication, 
> but it is really just another password-like token).
> 
> aqbanking4 (not quite released yet, it's at release candidate 4) will 
> support CLIENTUID for ofx connections. I've seen one report that just 
> putting in a uuid there is enough to satisfy the new scheme of 
> authentication. None of my financial institutions use the CLIENTUID 
> field yet, so I haven't had to experiment.
> 
> The unix command 'uuidgen' creates a uid that matches the length and 
> punctuation of the CLIENTUID shown in the examples of the recent OFX specs.
> 
> You should be able to use the same uid for all bank connections from 
> your computer because the uid is supposed to uniquely identify a 
> specific instance of the client software, not necessarily identify you. 
> Once you successfully connect with a bank that requires CLIENTUID, 
> changing the CLIENTUID may take a call to your bank to get them to reset 
> it. That will make it hard to use Quicken and then gnucash.

Generating the UUID is easy enough.  Is there a way to stick it in to be 
sent with the OFX request or do I have to wait for AqBanking4?

I don't use Quicken any longer other than for old data before I switched 
to GC that I haven't imported.  I wonder if I could get the UUID from 
the OFX log instead of generating a new one.  My bank gave an April 30th 
deadline for upgrading so I guess I'll find out what happens eventually.

-Dennis