Online Banking APPVER/APPID
David Reiser
dbreiser at earthlink.net
Tue Mar 10 12:36:57 EDT 2009
On Mar 10, 2009, at 12:26 PM, Dennis Muhlestein wrote:
>
>
> David Reiser wrote:
>> On Mar 9, 2009, at 11:51 PM, Dennis Muhlestein wrote:
>>> I got a notice from my bank saying I was using Quicken 2006 and they
>>> were no longer going to support that. Under expert settings in
>>> the OFX
>>> setup, I added APPID: QWIN APPVER 1600 to mimic Quicken 2007. Does
>>> anybody know any other issues that might come up? I'm assuming
>>> OFX is
>>> OFX and if AqBanking supports OFX 102 then it ought to work
>>> regardless
>>> of whether or not my bank knows if I'm using a "supported" app or
>>> not.
>>>
>>> -Dennis
>> Their 'version unsupported' claim could just mean they are
>> mimicking Intuit's approach to disallow versions more than 2 years
>> old. It could also mean that they are going to insist that the ofx
>> clients support additional authentication (they claim it is
>> multifactor authentication, but it is really just another password-
>> like token).
>> aqbanking4 (not quite released yet, it's at release candidate 4)
>> will support CLIENTUID for ofx connections. I've seen one report
>> that just putting in a uuid there is enough to satisfy the new
>> scheme of authentication. None of my financial institutions use the
>> CLIENTUID field yet, so I haven't had to experiment.
>> The unix command 'uuidgen' creates a uid that matches the length
>> and punctuation of the CLIENTUID shown in the examples of the
>> recent OFX specs.
>> You should be able to use the same uid for all bank connections
>> from your computer because the uid is supposed to uniquely identify
>> a specific instance of the client software, not necessarily
>> identify you. Once you successfully connect with a bank that
>> requires CLIENTUID, changing the CLIENTUID may take a call to your
>> bank to get them to reset it. That will make it hard to use Quicken
>> and then gnucash.
>
> Generating the UUID is easy enough. Is there a way to stick it in
> to be sent with the OFX request or do I have to wait for AqBanking4?
>
> I don't use Quicken any longer other than for old data before I
> switched to GC that I haven't imported. I wonder if I could get the
> UUID from the OFX log instead of generating a new one. My bank gave
> an April 30th deadline for upgrading so I guess I'll find out what
> happens eventually.
>
> -Dennis
I'd be really interested in finding out if the CLIENTUID does appear
in quicken's ofx log. I think they consider it on order of a password,
so it is deleted from the log. I seem to remember at one point reading
that Intuit was specifically not making the CLIENTUID available
anywhere in the user interface.
I don't think you can get the CLIENTUID into the aqbanking stream
without version 4. But I'm really expecting to see that out before the
end of March.
Dave
--
David Reiser
dbreiser at earthlink.net
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