Return of Capital

[John K. Taber]

REITs and REIT mutual funds "dividends" (taxable) may include return of 
capital which is not taxable, but is supposed to lower your cost basis.

My trouble is, I don't know until mid-Feb how much return of capital was 
masquerading as dividends, and I don't see how to associate the
return of capital on the 1099-Div form with which lot of the REIT owned by 
me.

How do you all account for return of capital, including adjusting your cost 
basis?