Rounding in Mortgage Assistant

David Carlson carlson.dl at
Fri Nov 9 12:32:09 EST 2012

My lender has a strange way of doing things.  If I pay more than the exact 
monthly amount, they need to make a manual adjustment in their system.  Thus 
they do not like rounding up or adding a small amount.  They are much nicer than 
the big banks, so I don't rock the boat.


From: Dean Gibson <gnucash at>
To: gnucash-user at
Sent: Fri, November 9, 2012 11:14:51 AM
Subject: Re: Rounding in Mortgage Assistant

On 2012-11-09 05:48, Mike or Penny Novack wrote:
> ...
> What we should really be asking for is a "recalc amortization" where the 
>payment amount can be specified (to match what the bank is insisting upon).
> Michael D Novack, FLMI

No kidding.  GnuCash computes my bank-assigned payment to the penny, but that's 
not what I want.  In particular, in every home loan I've had, I've increased the 
monthly payment somewhat to (1) make the payment a round number, and (2) to pay 
off the mortgage a bit earlier.  I believe Quicken allowed that (not that 
Quicken is the gold standard for anything that GnuCash does).

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