Rounding in Mortgage Assistant
David Carlson
carlson.dl at sbcglobal.net
Fri Nov 9 12:32:09 EST 2012
My lender has a strange way of doing things. If I pay more than the exact
monthly amount, they need to make a manual adjustment in their system. Thus
they do not like rounding up or adding a small amount. They are much nicer than
the big banks, so I don't rock the boat.
David
________________________________
From: Dean Gibson <gnucash at ultimeth.com>
To: gnucash-user at gnucash.org
Sent: Fri, November 9, 2012 11:14:51 AM
Subject: Re: Rounding in Mortgage Assistant
On 2012-11-09 05:48, Mike or Penny Novack wrote:
> ...
> What we should really be asking for is a "recalc amortization" where the
>payment amount can be specified (to match what the bank is insisting upon).
>
> Michael D Novack, FLMI
No kidding. GnuCash computes my bank-assigned payment to the penny, but that's
not what I want. In particular, in every home loan I've had, I've increased the
monthly payment somewhat to (1) make the payment a round number, and (2) to pay
off the mortgage a bit earlier. I believe Quicken allowed that (not that
Quicken is the gold standard for anything that GnuCash does).
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