Vehicle Insurance Premiums

[William Storey II]

I know that prepaid insurance is an asset that you would amortize.  However how do you account for vehicle insurance that you do not prepay. I know I could just create the expense each month. But shouldn't I be putting the whole balance in like a short term liability and then expensing it each month?  The problem is if I credit liability I have no clue what to debit?

Thanks!

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