Budgets - how does the community want to use them?

[Dandridge, Charles]

Matt,

I'm happy to see gnucash getting a potential budget facelift.  I'd like to cast my vote for an envelope style budget option, it's also called a zero-based budget.  The general idea is to setup envelopes or "holders" for all expenditure categories and allocate income towards said holders.  As transactions are entered gnucash would pull in the actual vs budgeted and display remaining amount.  If the holder allotment is not used at the end of the particular budgeted cycle the remaining would "rollover" to the next cycle.  A few examples of this style of budgeting come to mind...
www.goodbudget.com
www.ynab.com

Thanks for your consideration.

Matt Graham:
> G'day GNUCash users,
>
> I would like to improve the way Gnucash implements budgets, to make
> them more useful in a personal context. However, I want to get feedback
> on how people want to use a budget so that this effort can make the
> software better for everyone.
>
> Please let me know (by posting to gnucash-user at gnucash.org) how you
> think budgets can be improved. For example:
> - what information do you want to see on the budget display?
> - Should Gnucash pull in your actual expenditure after the period has
> passed, Allowing you to see actual vs budgeted?
> - what (if anything) should Gnucash do if you don't spend your budgeted
> amount - increase the budget for the next period automatically? Or just
> drop it off?
>
> Thoughts appreciated - I only use Gnucash for personal finances, so
> especially keen to hear what businesses think and would find useful.
>
> Cheers,
>
> Matt G
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