Profits and disposable income

[David Carlson]

On 6/9/2015 3:46 PM, Rob Cussons wrote:
> Apologies, this may well be a stupid question, but I'm going to ask it
> anyway!
>
> I'm trying to understand what disposable income I have that could be put
> towards an increased mortgage as part of a new house purchase. The simplest
> way for me to see that, I think, is what is my disposable income month by
> month. From what I understand, that disposable income is nothing by the net
> profit = income - expenses by month. Please can someone tell me if this is
> correct?
>
> Thanks!
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Sounds like an oversimplification to me.  I would need to consider
whether I have enough money set aside for savings, unexpected expenses,
car loan, roof repairs insurance and taxes and possibly bail money if I
had any relatives that liked to live outside the law.

Outside of Gnucash I would just look at whether my savings account was
growing more than the minimum that I was comfortable with.

David C