Statement and transaction date

Abhijit Kshirsagar abhijit86k at gmail.com
Tue Dec 27 11:58:11 EST 2016


Hello all,

I recently began using a new debit card where where the transaction
date in the statement is almost always different from the actual
transaction date. I take receipts for (almost) all transactions made
on this card, and one or two times a week I enter all the receipts
into gnucash. However, on the card statement/ transaction summary, the
transaction dates are 1. at a different date 2. the merchant name is
often abbreviated or is the obscure business name of the store and 3.
The transactions are out of order.

I have considered the following options:

A. Record transactions in gnucash as per actual date and merchant name
etc. This way my expenses-vs-day-of-week and such reports are always
accurate, but reconciling with bank statements is a major PITA since I
cannot import transactions
B. Record transactions in gnucash as per bank records. (I don't even
need to do this manually since the bank gives me a nice CSV which I
can directly import into gnucash). I only need to add the correct
expense account for each transaction. But because the dates are wrong,
reports like expense over week are unusable.

Is there any other option?  How do you deal with the date discrepancy?

Abhijit


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