Connection to Technology Credit Union

John Ralls jralls at ceridwen.us
Tue Dec 5 23:11:51 EST 2017



> On Dec 5, 2017, at 12:06 PM, Carmelo Pagán <c.pagan at sbcglobal.net> wrote:
> 
> Hello All, 
> 
> 
> 
> I was wondering if anyone has successfully setup OFX direct connect for this
> financial institution (Technology Credit Union)?
> 
> 
> 
> OS: Windows 10 64-bit
> 
> GnuCash version: 2.6.18
> 
> AqBanking version: v5.6.12.0 stable
> 
> 
> 
> 
> 
> This is what I am getting when setting up the user:
> 
> Settings/steps:
> 
> 1.       Click “Tools”->”Online Banking Setup”. Result: AqBanking Initial
> assistant is displayed
> 
> 2.       Click “Forward”. Result: “Start AqBanking Wizard” button displayed
> 
> 3.       Click ”Start AqBanking Wizard” button. Result: AqBanking Setup
> widow is displayed.
> 
> 4.       Click “Create User”. Result: New User Wizard dialog box displayed
> 
> 5.       Click “Next”. Result: Protocol choice dialog box displayed.
> 
> 6.       Click “OFX-DirectConnect backend” radial button.
> 
> 7.       Click “Next” Result: Message box displayed
> 
> 8.       Click “Run”. Result: Message: This dialog assists you….yada yada
> 
> 9.       Click “Next”. Result: OFX-DirectConnect Setup window displayed.
> 
> 10.   Click “Select”. Result: Select a Bank dialog box displayed
> 
> 11.   Type “Technology Credit Union” in “Bank Name” box. Click “Next”.
> 
> 12.   Select (Highlight) “Technology Credit Union (801). Click “Ok”. Result:
> Return to “OFX-DirectConnect Setup” window with <FID> <ORG> and <Server URL>
> fields filled in
> 
> 13.   Click “Next”. Result: dialog box asking for User name info. 
> 
> 14.   Typed “(My_Name)” in “User Name” field.
> 
> 15.   Typed  “(my_login_user_Id)” in “user Id field. Left “Client UID” field
> blank. Clicked “Next” Result: Application Emulation dialog box displayed
> with <Application ID>=QWIN, <Application Version:=2200, and <Header
> Version>=102 (also tried with header version 103).
> 
> 16.   Click “Next”, then “Next” again. Resulting log messages:
> 
> 14:00:11 Retrieving SSL certificate
> 
> 14:00:11 Connecting to server...
> 
> 14:00:11 Using GnuTLS default ciphers.
> 
> 14:00:11 TLS: SSL-Ciphers negotiated: TLS1.2:ECDHE-RSA-AES-256-CBC:SHA1
> 
> 14:00:11 Signer not found
> 
> 14:00:11 Certificate is not trusted
> 
> 14:00:14 Connected.
> 
> 14:00:14 Disconnected.
> 
> 14:00:14 Connection ok, certificate probably received
> 
> 14:00:14 Operation finished, you can now close this window.
> 
> 14:05:50 Sending request
> 
> 17.   Close Box
> 
> 18.   Click “Next”. Result:
> 
> 14:48:12 Sending request...
> 
> 14:48:12 Using GnuTLS default ciphers.
> 
> 14:48:12 TLS: SSL-Ciphers negotiated: TLS1.2:ECDHE-RSA-AES-256-CBC:SHA1
> 
> 14:48:12 Signer not found
> 
> 14:48:12 Certificate is not trusted
> 
> 14:48:12 Waiting for response...
> 
> 14:48:12 Error on gnutls_bye: -24 (Decryption has failed.)
> 
> 14:48:12 Parsing response...
> 
> 14:48:12 Parsing response
> 
> 14:48:12 Status for signon request: Signon invalid (Code 15500, severity
> "ERROR")
> 
> The user cannot signon because he or she entered an invalid user ID or
> password.
> 
> 14:48:12 Status for account info request: Signon invalid (Code 15500,
> severity "ERROR")
> 
> The user cannot signon because he or she entered an invalid user ID or
> password.
> 
> 14:48:12 Operation finished, you can now close this window.
> 
> 
> 
> 19.   Click “Finish”
> 
> 20.   Click “Accounts” tab.
> 
> 21.   Click “Create Account”. Result: Dialog box asking to confirm backend
> 
> 22.   Click “Ok” Result: “Edit Account” dialog  box
> 
> 23.   Under Account Info section, Entered <Account Number>, <Account Name>,
> <Owner Name>=(My name).
> 
> 24.   Selected “USD” for <Currency>
> 
> 25.   Under Bank Info section, selected  “United States of America (US)”
> under <Country>
> 
> 26.   Entered (ABA Transit Number) Under <Bank Code>
> 
> 27.   Entered “Technology Credit Union” under <Bank Name>
> 
> 28.   Selected previously setup user under <Selected Users>
> 
> 29.   Clicked “Ok”
> 
> 30.   Repeated steps 23 thru 31 to enter Savings account. Result: return to
> “AqBanking Setup” box
> 
> 31.   Clicked “Close”. Result return to “AqBanking Initial Assistant”
> 
> 32.   Clicked “Close”. Result: “Match Online accounts with GnuCach accounts 
> 
> 33.   Double clicked first account listed. Result: “Select account” window
> displayed.
> 
> 34.   Selected previously created GnuCash Checking account. Clicked
> “Forward”
> 
> 35.    Repeated steps 34 and 35 for GnuCash savings account. Clicked
> “Forward”
> 
> 36.   Clicked “Apply”
> 
> 37.   Clicked GnuCash Checking account tab
> 
> 38.   Clicked “Actions”-->”Onliine Actions”-->”Get Transactions”. Result:
> Selection box for date range displayed
> 
> 39.   Select/Enter Date range. Press “Ok”. Result: “Enter Password” box
> displayed.
> 
> 40.   Entered password. Clicked “Ok”. Result:
> 
> AqBanking v5.6.12.0stable
> 
> Sending jobs to the bank(s)
> 
> Locking user pagan8858
> 
> Sending request...
> 
> Connecting to server...
> 
> Resolving hostname "m.techcu.com" ...
> 
> IP address is "66.126.188.93"
> 
> Connecting to "m.techcu.com"
> 
> Connected to "m.techcu.com"
> 
> Using GnuTLS default ciphers.
> 
> TLS: SSL-Ciphers negotiated: TLS1.2:ECDHE-RSA-AES-256-CBC:SHA1
> 
> Signer not found
> 
> Certificate is not trusted
> 
> Connected.
> 
> Sending message...
> 
> Message sent.
> 
> Waiting for response...
> 
> Receiving response...
> 
> HTTP-Status: 200 (OK)
> 
> Response received.
> 
> Disconnecting from server...
> 
> Disconnected.
> 
> Parsing response...
> 
> Parsing response
> 
> Status for signon request: Signon invalid (Code 15500, severity "ERROR")
> 
> The user cannot signon because he or she entered an invalid user ID or
> password.
> 
> Status for transaction statement request: Signon invalid (Code 15500,
> severity "ERROR")
> 
> The user cannot signon because he or she entered an invalid user ID or
> password.
> 
> Unlocking user pagan8858
> 
> Postprocessing jobs
> 
> Job Get Balance: finished
> 
> Resetting provider queues
> 
> 
> 
> It would seem that TechCU is not accepting the login. I have the header set
> to 103 in order to accept Multi-Factor-Authentication from the Server.  I
> suspect it’s TechCu needing to “Flip a Switch” on their side.  Sent email to
> bank. No response yet.  Any thoughts?? Any/all helpful comments welcome. 
> 
> 

Have you read https://www.techcu.com/Personal/Services/Online-Banking/Online-Banking-FAQs/? <https://www.techcu.com/Personal/Services/Online-Banking/Online-Banking-FAQs/?>

One of the questions says that they support only Quicken 2015, 2016, and 2017 so you need to make sure that your connection settings are compatible with those.

Regards,
John Ralls



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