Connection to Technology Credit Union

Tue Dec 5 15:06:48 EST 2017

Hello All, 

I was wondering if anyone has successfully setup OFX direct connect for this
financial institution (Technology Credit Union)?

OS: Windows 10 64-bit

GnuCash version: 2.6.18

AqBanking version: v5.6.12.0 stable

This is what I am getting when setting up the user:

Settings/steps:

1.       Click “Tools”->”Online Banking Setup”. Result: AqBanking Initial
assistant is displayed

2.       Click “Forward”. Result: “Start AqBanking Wizard” button displayed

3.       Click ”Start AqBanking Wizard” button. Result: AqBanking Setup
widow is displayed.

4.       Click “Create User”. Result: New User Wizard dialog box displayed

5.       Click “Next”. Result: Protocol choice dialog box displayed.

6.       Click “OFX-DirectConnect backend” radial button.

7.       Click “Next” Result: Message box displayed

8.       Click “Run”. Result: Message: This dialog assists you
.yada yada

9.       Click “Next”. Result: OFX-DirectConnect Setup window displayed.

10.   Click “Select”. Result: Select a Bank dialog box displayed

11.   Type “Technology Credit Union” in “Bank Name” box. Click “Next”.

12.   Select (Highlight) “Technology Credit Union (801). Click “Ok”. Result:
Return to “OFX-DirectConnect Setup” window with <FID> <ORG> and <Server URL>
fields filled in

13.   Click “Next”. Result: dialog box asking for User name info. 

14.   Typed “(My_Name)” in “User Name” field.

15.   Typed  “(my_login_user_Id)” in “user Id field. Left “Client UID” field
blank. Clicked “Next” Result: Application Emulation dialog box displayed
with <Application ID>=QWIN, <Application Version:=2200, and <Header
Version>=102 (also tried with header version 103).

16.   Click “Next”, then “Next” again. Resulting log messages:

14:00:11 Retrieving SSL certificate

14:00:11 Connecting to server...

14:00:11 Using GnuTLS default ciphers.

14:00:11 TLS: SSL-Ciphers negotiated: TLS1.2:ECDHE-RSA-AES-256-CBC:SHA1

14:00:11 Signer not found

14:00:11 Certificate is not trusted

14:00:14 Connected.

14:00:14 Disconnected.

14:00:14 Connection ok, certificate probably received

14:00:14 Operation finished, you can now close this window.

14:05:50 Sending request

17.   Close Box

18.   Click “Next”. Result:

14:48:12 Sending request...

14:48:12 Using GnuTLS default ciphers.

14:48:12 TLS: SSL-Ciphers negotiated: TLS1.2:ECDHE-RSA-AES-256-CBC:SHA1

14:48:12 Signer not found

14:48:12 Certificate is not trusted

14:48:12 Waiting for response...

14:48:12 Error on gnutls_bye: -24 (Decryption has failed.)

14:48:12 Parsing response...

14:48:12 Parsing response

14:48:12 Status for signon request: Signon invalid (Code 15500, severity
"ERROR")

The user cannot signon because he or she entered an invalid user ID or
password.

14:48:12 Status for account info request: Signon invalid (Code 15500,
severity "ERROR")

The user cannot signon because he or she entered an invalid user ID or
password.

14:48:12 Operation finished, you can now close this window.

19.   Click “Finish”

20.   Click “Accounts” tab.

21.   Click “Create Account”. Result: Dialog box asking to confirm backend

22.   Click “Ok” Result: “Edit Account” dialog  box

23.   Under Account Info section, Entered <Account Number>, <Account Name>,
<Owner Name>=(My name).

24.   Selected “USD” for <Currency>

25.   Under Bank Info section, selected  “United States of America (US)”
under <Country>

26.   Entered (ABA Transit Number) Under <Bank Code>

27.   Entered “Technology Credit Union” under <Bank Name>

28.   Selected previously setup user under <Selected Users>

29.   Clicked “Ok”

30.   Repeated steps 23 thru 31 to enter Savings account. Result: return to
“AqBanking Setup” box

31.   Clicked “Close”. Result return to “AqBanking Initial Assistant”

32.   Clicked “Close”. Result: “Match Online accounts with GnuCach accounts 

33.   Double clicked first account listed. Result: “Select account” window
displayed.

34.   Selected previously created GnuCash Checking account. Clicked
“Forward”

35.    Repeated steps 34 and 35 for GnuCash savings account. Clicked
“Forward”

36.   Clicked “Apply”

37.   Clicked GnuCash Checking account tab

38.   Clicked “Actions”-->”Onliine Actions”-->”Get Transactions”. Result:
Selection box for date range displayed

39.   Select/Enter Date range. Press “Ok”. Result: “Enter Password” box
displayed.

40.   Entered password. Clicked “Ok”. Result:

AqBanking v5.6.12.0stable

Sending jobs to the bank(s)

Locking user pagan8858

Sending request...

Connecting to server...

Resolving hostname "m.techcu.com" ...

IP address is "66.126.188.93"

Connecting to "m.techcu.com"

Connected to "m.techcu.com"

Using GnuTLS default ciphers.

TLS: SSL-Ciphers negotiated: TLS1.2:ECDHE-RSA-AES-256-CBC:SHA1

Signer not found

Certificate is not trusted

Connected.

Sending message...

Message sent.

Waiting for response...

Receiving response...

HTTP-Status: 200 (OK)

Response received.

Disconnecting from server...

Disconnected.

Parsing response...

Parsing response

Status for signon request: Signon invalid (Code 15500, severity "ERROR")

The user cannot signon because he or she entered an invalid user ID or
password.

Status for transaction statement request: Signon invalid (Code 15500,
severity "ERROR")

The user cannot signon because he or she entered an invalid user ID or
password.

Unlocking user pagan8858

Postprocessing jobs

Job Get Balance: finished

Resetting provider queues

It would seem that TechCU is not accepting the login. I have the header set
to 103 in order to accept Multi-Factor-Authentication from the Server.  I
suspect it’s TechCu needing to “Flip a Switch” on their side.  Sent email to
bank. No response yet.  Any thoughts?? Any/all helpful comments welcome. 

Thanks, 

Carmelo Pagan

Sr. SQA Engineer (retired)