Tracking a TIAA mixed fund account

[David T.]

The proposed structure is set up precisely as you want, down to the naming, and it will show total portfolio. At least it does for me.

Personally, I don’t know the precise share holdings for any of the mutual funds I own, so the Lifecycle funds are, for me, exactly the same.

David

P.S. Dale’s comment about the income accounts is useful, and what I do as well.

> On Jul 23, 2017, at 10:36 AM, AC <gnucash at acarver.net> wrote:
> 
> Seems like it might but what I want is to have the top level account
> (let's just call it TIAA) follow the entire value of the portfolio.
> Underneath that I want to see what the three individual funds are doing
> (the two lifecycles and the mutual).  In the case of the lifecycle,
> you're correct that it sort of looks like a mutual fund except that I
> don't know what's actually inside it unlike a traditional MF where I
> know the individual distribution of shares that make up the overall MF.
> 
> In this case then there would be three under TIAA, TIAA LC 1, TIAA LC2
> and TIAA MF and I would want to see the individual values (in dollars)
> of those three including the contributions to each, whatever dividends
> they earn and then, in the case of TIAA MF, I'd want to have the
> underlying distributions recorded just like a normal MF account.
> 
> I suppose the sticky point is having the value tracking of the whole
> portfolio in addition to the individual fund values and then the MF
> distributions.  Trying to get the cascade to work right.
> 
> On 2017-07-22 21:17, David T. wrote:
>> I may be misunderstanding,  but it seems like the following would work:
>> 
>> Assets:TIAA (cash)
>> Assets:TIAA:Lifecycle 1 (commodity)
>> Assets:TIAA:Lifecycle 2 (commodity)
>> Assets:TIAA:TIAA Mutual Fund (commodity)
>> 
>> My experience of the so called "Lifecycle" funds is that they are just like any 
>> other mutual funds.
>> 
>> When I handle payroll deductions, the dollars go into the cash account, and a 
>> separate purchase transaction moves the cash into fund shares. It's a little 
>> cumbersome, but it allows me to ensure that the right numbers get in.
>> 
>> HTH,
>> David
>> 
>>    On Sun, Jul 23, 2017 at 8:38, AC
>>    <gnucash at acarver.net> wrote:
>>    I want to start tracking my TIAA retirement portfolio for informational
>>    purposes (no reporting needs, filings, etc.) but I need some suggestions
>>    on structuring the account trees so that it doesn't affect my existing
>>    accounts.  However, possibly later I'll edit things so that the paycheck
>>    contributions are directed accordingly so I'd want the new accounts to
>>    allow that eventually (i.e. for now I'll add contributions manually
>>    using a virtual source and eventually go back through and move those to
>>    withdraw from my paycheck, the amount withheld is already accounted)
>> 
>>    The trick with my TIAA portfolio is that it has three different products
>>    within it.  Two of them are TIAA funds (one of the lifecycle multi-asset
>>    funds) that does not have a breakdown of the individual holdings (like a
>>    mutual fund).  These two only document the employer contributions, my
>>    contributions, shares and interest/dividends.  The third product is a
>>    TIAA mutual fund for which the individual holdings are broken out with
>>    all the same data as a typical mutual fund (shares, prices, etc.)
>> 
>>    What I expect to have is some type of top-level account that tracks the
>>    overall value of the portfolio in dollars and then either within that or
>>    somewhere nearby an account or account tree for each of the three
>>    products.  At first I had considered just making the two TIAA funds into
>>    an account that was basically a mutual fund with a single holding but I
>>    wasn't quite sure how to combine that with the one real mutual fund when
>>    each of the three funds receives different amounts of contributions and
>>    individual dividends.  Perhaps it would be a top-level account then
>>    three sub-accounts that are all mutual funds with two of them having one
>>    holding and the last is the broken out holding?
>> 
>>    I don't plan on using this for any official reporting (I get those
>>    documents already), and I don't plan on downloading statements, quotes,
>>    or anything else.  I'll just manually track things as my statements come
>>    in and I enter the data from those, perhaps updating symbol share prices
>>    manually if I'm interested at a particular time.  I don't currently use
>>    much reporting as is with my existing accounts except an occasional cash
>>    flow report so as long as that isn't affected I'm fine.  I do currently
>>    have a mutual fund being tracked so I want to be careful not to cause
>>    trouble for that either.
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