budget

[Gour]

On Thu, 21 Sep 2017 09:50:45 -0400
Phil Longstaff <phil.longstaff at gmail.com> wrote:

> I find envelope budgeting good for some expense types but not as good for
> others. 

:-)

> For something like groceries or rent which are even over the year, it is
> good. For something like a trip which has 0 expense for most months but a
> large expense in 1 month, it is not as good because to make it work out over
> the year, you need to budget the expense over 12 months. On the other hand,
> if you think of the budget as "put money away for the upcoming trip", then it
> does work out. Put $200 per month into savings and then when it gets big
> enough, spend it on the trip.

Correct.

I want to create a budget for the whole year...most of expenses are
'monthly-regular', but e.g. I'd like that for non-regular expenses like
car-insurance, utility bills for heating etc. to take into account that those
are not evenly distributed and/or do happen just once in year, so e.g. if total
cost of re-registering/insurance of my car does cost $600, it would be nice
that budget's Estimate function would distribute it as $50/month (although
Doug's Average report does compensate it), so that I can know that in my
spending I have to put $50 aside per month to take into account such
one-time-expense-per-year.

> I haven't had much time to spend recently on the budget code but do hope to
> get back to it.

Doug's report makes me enthusiastic to learn some Scheme/Guile, but here I do
wonder whether the above-discussed budget features could by solved by it or do
they require C-surgery?


Sincerely,
Gour

-- 
What is night for all beings is the time of awakening
for the self-controlled; and the time of awakening for
all beings is night for the introspective sage.