[GNC] PSD2

[Adrien Monteleone]

Thanks for the education Fred. I have seen a recent topic on this list I think is related, and I seem to recall the end point at the time was to await an aqbanking update.

Hopefully that team can find a resolution soon.

Regards,
Adrien

> On Sep 18, 2019 w38d261, at 2:42 PM, Fred Bone <Fred.Bone at dial.pipex.com> wrote:
> 
> On 18 September 2019 at 10:37, Adrien Monteleone said:
> 
>> Tim,
>> 
>> Please DO NOT e-mail list members directly unless specifically asked to do
>> so.
>> 
>> All messages should be sent to the list.
>> 
>> I saw your original post to the list about this, but I have no idea what
>> ‘PSD-2 policy’ means.
> 
> That would be Payment Services Directive 2. You can read about it on 
> Wikipedia
> https://en.wikipedia.org/wiki/Strong_customer_authentication
> 
> Basically, financial institutions in Europe (subject to PSD1 and now 
> PSD2) are required to implement two-factor authentication for access to 
> online accounts.
> 
> This is likely to be completely incompatible with fetching account data 
> programatically, given that many seem to think the best approach is a 
> one-time passcode sent via SMS to your mobile phone after validating your 
> id and password.