[GNC] how to put loan downpayments in budgets

[Adrien Monteleone]

Tough one.

The property value doesn't increase because you didn't borrow the full 
price and paid cash up front for a portion of it.

The liability doesn't change because that's after (net) the down-payment.

I'd hazard either an asset or equity account for something like 'savings 
goals' similar to the various approaches for envelope budgeting that 
have been discussed here before.

Regards,
Adrien

On 3/29/22 8:07 PM, David T. via gnucash-user wrote:
> I would imagine the down payment would go into an asset account. I.e., transfer from Assets:Savings into Assets: HouseValue? A down payment doesn't go into the liability. It is still your asset...