[GNC] Using Plaid

[Jean Laroche]

To me it's very different.  You're not giving a user name and a password 
to AQBanking. I started using Plaid, then got really spooked by the fact 
that they do have access to your account as if they were you. Removed my 
account and canceled my keys.
There are no current alternatives at the moment, unlike in Europe where 
there seem to be, I believe mandated by the EU.
I wrote automated scripts to scrape my banks for the OFX files, but 
that's a royal pain in the butt, and it's not robust at all.

Jean

On 2/28/23 3:44 PM, Ben Pracht wrote:
>   I read that disclaimer. It says to keep the token secure and yes, the
> bearer of that token gets access. As they said:
> "The access token generated by using this tool is sensitive material as it
> grants access to your accounts. It should be handled with care and
> protected from unauthorized access. You must be sure to store it in such a
> way that makes it impossible for others to gain access. The creators and
> maintainers of Plaid2QIF are in no way responsible if you mishandle your
> access token."
>
> GIving Plaid2QIF this token is no different than me giving a username and
> password to AQBanking, except that Plaid has a chance of working. I don't
> like having an intermediary, in this case Plaid and Plaid2QIF, but OFX is
> unusable, and at the moment, AQBanking isn't even showing the list of banks
> anymore. Does anyone know of a US bank or credit union that uses a modern
> REST based API that they actually share with developers?
>
> Regards,
> Ben
>
> On 2/22/23 23:08, john wrote:
>
> On Feb 22, 2023, at 2:01 PM, Ben Pracht<ben.pracht.news at gmail.com>
> <ben.pracht.news at gmail.com>  wrote:
>
> I'd like to use Plaid with GnuCash. There is a plaid2qif project that
> claims to have been extensively tested with GnuCash and Plaid. However,
> when I created the Plaid account, it asks for either a limited developer
> account or a production account with a compliance audit. What account type
> should I use? Anything else helpful to know?
>
>
> Neither. See
> https://github.com/ebridges/plaid2qif/blob/master/gen-access-token/README.md
> ,
>
> Pay particular attention to the disclaimer at the bottom of that page.
>
> Regards,
> John Ralls
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