[GNC] Consolidated billing of two credit cards

Mark at Lorimark mark at lorimarksolutions.com
Sun Jul 7 12:29:37 EDT 2024


(not an accountant)

I think you can make your one (1) payment to the bank, and then split 
the portions of that payment for each card;

account      Dr    Cr
Bank       $1000
   CC1             $400
   CC2             $600

So you're writing out one check and paying it towards the two credit 
cards... does that resolve your issue?

~mark petryk
~c:469-556-5075
~w:http://www.lorimarksolutions.com

On 7/7/24 10:54, rsbrux via gnucash-user wrote:
> I have two credit cards from the same bank, which were previously 
> handled completely separately and are therefor represented by separate 
> accounts in GnuCash.
> 
> Now the bank has consolidated the statements, but not completely.  There 
> is now a sinlge statement, but the charges and balance due are listed 
> and summed up separateky for each card.
> 
> However, the total due for both cards is now applied as a single charge 
> to my bank account. Because of the separate totals on the statement, it 
> is still convenient to reconcile the two credit card accounts separately.
> 
> However, this results in two separate charges to the GnuCash bank 
> account, which I then have to mentally add together to reconcile the 
> bank account.
> 
> This has led me to consider merging the two credit card accounts in 
> GnuCash.  How easy is this?  Will this really make things easier, or am 
> I better off sticking with the status quo?
> 
> Thanks in advance for any tips!
> 
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