[GNC] Scheduled transaction for end of the day - bank interest

[R Losey]

On Thu, Jul 31, 2025 at 3:35 AM Alex Sims <alex at softgrow.com> wrote:

> Hi,
>
> It’s the last day of the month and I’ve having the regular monthly
> difficulty with scheduled transactions. My bank will credit interest to my
> account at the end of the day, e.g. midnight tonight and it will show on
> the bank statement with a date of 31 July 2025. I currently have it as a
> scheduled transaction for the last day of the month. If I open GnuCash
> today it will offer to put in the transaction in with today’s date before
> it has happened and I don’t know until it happens what the amount should
> be. I also have another scheduled transaction not from the bank that is on
> the last day of the month and happens in the morning and isn’t a problem. I
> have two work arounds:
>
>
>   *   Don’t use GnuCash today and open GnuCash tomorrow, It will then add
> the scheduled transactions for 31 July 2025 on 1 August 2025
>   *   Schedule the bank transactions for the first day of the month but it
> then doesn’t line up with the bank statement
>
> Ideally, I would like to schedule a transaction to appear to me when
> starting GnuCash on 1 August 2025 but the transaction would have a date of
> 31 July 2025. Not sure how to do this, “create in Advance” with negative
> one days would work, but that’s really “create in the Past” and the minimum
> allowed is zero.
>
> Alex
>

I have the same situation; various institutions pay interest on the last
day of the month, but the amount doesn't show up until the next day.  I
have two ideas about this:

1) Why are you bothering to schedule these? It almost reads as though this
is more of a "to-do" reminder than an actual scheduled transaction? I just
"know" that I need to deal with interest in my various accounts as a month
ends. So, on the first, I get the information and enter it. With memorized
transactions, it's really no more work than the scheduled transactions.

2) Having said that, if you really want to schedule them and then correct
them, how about leaving the amount as zero, and either have the Description
field be your bank and a tag (Such as "Main Bank - TO BE FIXED" or add a
Notes field like "ENTER ACTUAL INTEREST". They'll be scheduled, but not
change your balances, and there will be a handy tag to remind you to look
up the actual numbers.


-- 
_________________________________
Richard Losey
rlosey at gmail.com
Micah 6:8