OFX Direct Connect Setup Question

[yetanother]

I followed 
http://wiki.gnucash.org/wiki/Setting_up_OFXDirectConnect_in_GnuCash_2 the
directions on the wiki  and the AqBanking Set-up Wizard for setting up a
connection and have a question.

Question 1: Does every bank server support "Account List Download"?

After setting up the basic information for a User that would connect to my
bank, I checked "Supports Account List Download" and tried to "Get
Accounts", which resulted in the following log:
13:01:30 Resolving hostname "secure-keypointcu.com" ...
13:01:30 IP address is 99.999.999.999
13:01:30 Creating HTTPS connection
13:01:30 Connecting...
13:01:33 Sending request...
13:01:33 Waiting for response...
13:01:33 Parsing response...
13:01:33 Disconnecting...
13:01:33 Parsing response
13:01:33 Finished. You may close this window.

It appears that the connection was fine, just that no Account List was
provided.

Question 2: Is there some problem I should be trying to fix at this point?

Question 3: If not, and I need to manually set up Accounts is there any
documentation on this?  The wiki doesn't have it and my initial effort isn't
working.

TIA

[I'm using GnuCash 2.2.3 on a Windows 2000 system.]
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