Online banking setup

brad bradhaack at
Fri Nov 20 10:03:41 EST 2009

Is this going to be the case for all banks/credit cards?   If quicken is
the only option for direct connect aren't there some monopoly issues
with that?

I was suspecting that about chase, I can't get to my Chase CC anymore.
I don't use the GC/Aqbanking feature (I could never get it to work), & I
don't use 'online banking', but I do like to import OFX data from my CC
and 401k.  I use and import the OFX.  If I have to go thru all
the web browser steps that's going to be a big pain.  Anyone know of a
good webscraper that would be good for this?

On Thu, 2009-11-19 at 01:16 -0500, David Reiser wrote:

> Unfortunately, the stone age is coming back in bank downloads in open
>  source. The banking oversight folks in the U.S. decreed that banks
>  must use multifactor authentication for online access to customer's
>  bank records. Intuit has taken the opportunity to make proprietary the
>  login phase of transaction connections. Just last weekend Chase, under
>  the guise of "enhancing Chase Online," disabled their old servers that
>  did ofx directconnect. Now, Quicken connects to Chase through an
>  Intuit intermediary, using authentication that does not match prior
>  login procedures and is not completely discernable from ofx logs
>  available in quicken.
> I'd be willing to bet that within two years it will be either Quicken connections or webpage downloads only for U.S. banks (including credit cards).
> Dave
> --
> David Reiser
> dbreiser at
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