aqbanking / ofx - account versus user
abrahams at acm.org
Mon Jan 24 21:16:57 EST 2011
A confusing aspect of aqbanking is the distinction between the account and the
user. Both the account configuration and the user configuration contain
information about the account holder and also about the financial institution.
I think this could be improved.
Suppose, instead, the configuration was divided into two parts: account and
institution. The institution information would contain only information about
the institution and nothing about the specific account at that institution.
The account information, on the other hand, would contain no information about
the institution except for a link to the institution's configuration. The link
would be made using the Selected Users list as it now is, so an institution
could be associated with several accounts but not vice versa. With that
arrangement a user could have several accounts at an institution without
having to repeat any of the institution information. This arrangement would
hold up even if some institutions in the institution list use HBCI and others
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