Credit card/overdraft credit limit & available funds?

Derek Atkins derek at ihtfp.com
Sun Aug 26 10:25:35 EDT 2012


Theoretically GnuCash could add a "Credit Limit" to Liability (or CC)
account types.  But it does not have that now.  Then "credit left" is a
simple subtraction of the current balance from the Credit Limit .

Patches always welcome!  :)

-derek

On Sun, August 26, 2012 10:07 am, David Gillam wrote:
> It seems to me that you're attempting to use a credit card as an asset
> account, when it's really a liability account.  Just because you have X
> amount of available credit doesn't mean you can call that X amount of
> additional assets.
>
> On the other hand, tracking how much credit remains available is a
> GoodThing.  Unfortunately, I don't believe GnuCash has a "tracking"
> account type that can act in the way you want it--doesn't count as as an
> expense, liability, or asset, and doesn't affect the balancing of register
> entries.
>
> Doing the math manually, and writing the current available credit in the
> notes field seems like the only way to do this within GnuCash right now.
> Otherwise, keeping a simple spreadsheet to track these things is the way
> to go.  A developer might be able to fairly easily add a "credit limit"
> item to liability accounts, that gets separately modified on each
> transaction for that account.
>
> David
> Gillam Data Services, Inc. - Computer Training, Consulting, & Service
> dave at davegillam.com | www.davegillam.com
>
>
>
> On Aug 26, 2012, at 12:58 AM, prl <prl at ozemail.com.au> wrote:
>
>> Thanks, David.
>>
>> On 26/08/12 15:43, David T. wrote:
>>> Unfortunately, that is not a feature of Gnucash. Your solution of
>>> monitoring the balances by putting the limits into the Notes field is
>>> how I'd do that. Perhaps your mentioning it here will spur some
>>> programmer-minded person to take the suggestion and implement it.
>>>
>>> Cheers,
>>> David
>>>
>>>
>>> ------------------------------------------------------------------------
>>> *From:* prl <prl at ozemail.com.au>
>>> *To:* "gnucash-user at gnucash.org" <gnucash-user at gnucash.org>
>>> *Sent:* Saturday, August 25, 2012 8:51 PM
>>> *Subject:* Credit card/overdraft credit limit & available funds?
>>>
>>> Is there some way of entering the credit limit for a credit card or
>>> overdraft so that GnuCash can display the funds available to draw on
>>> the account?
>>> ...
>>> Have I missed something really obvious here?
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>>
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>
>
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-- 
       Derek Atkins                 617-623-3745
       derek at ihtfp.com             www.ihtfp.com
       Computer and Internet Security Consultant



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