[GNC] PSD2

[Fred Bone]

On 18 September 2019 at 10:37, Adrien Monteleone said:

> Tim,
> 
> Please DO NOT e-mail list members directly unless specifically asked to do
> so.
> 
> All messages should be sent to the list.
> 
> I saw your original post to the list about this, but I have no idea what
> ‘PSD-2 policy’ means.

That would be Payment Services Directive 2. You can read about it on 
Wikipedia
https://en.wikipedia.org/wiki/Strong_customer_authentication

Basically, financial institutions in Europe (subject to PSD1 and now 
PSD2) are required to implement two-factor authentication for access to 
online accounts.

This is likely to be completely incompatible with fetching account data 
programatically, given that many seem to think the best approach is a 
one-time passcode sent via SMS to your mobile phone after validating your 
id and password.